This week, I’d like to share how I use my Bullet Journal for financial planning, which I call “Mindful Money”.
To be clear, this has nothing to do with the book Mindful Money: Simple Practices for Reaching Your Financial Goals and Increasing Your Happiness Dividend by Jonathan K. DeYoe. I only am keeping the title the same because it’s what my Bullet Journal spread on it is titled.
- Break down ALL of your transactions into 6 categories and color-code:
- As Needed
- Very Limited
- Unless Out
- Do Not Buy
- Within the categories, plan transactions with specific limits, whenever necessary.
- Track transactions throughout each month in the habit tracker, to show which days money was spent in which category.
- List transactions individually in a spreadsheet, and use the same color-code to show trends in transaction categories. (Other things happen with this spreadsheet, but we’ll get to that later.)